Credit cards can be very useful if used in the right way but if used in the wrong way can destroy someones life. Student credit cards work in the same way they can be very useful and can create good credit for the future. There are many student credit card tips to follow. All students should have a credit card so they can build a good credit card rating in the future so when they decide to buy a house or car they can get a loan easier. The credit card is used only in emergencies and the student credit card gets the person ready for the future use of credit.!